Section 21: Offences

21. Offences (1) Any person who— (a) without reasonable excuse, fails to appear before the Commissioner, when summoned to do so pursuant to section 6 (2) (d) (i); (b) being in attendance as a witness before the Commissioner refuses to take the oath; (c) without reasonable excuse, refuses to furnish to the Commissioner any information or produce any document in his control or possession or to answer any question; B11 – 11 [Issue 1] Borrower Protection Act (d) prevents or impedes an enquiry under this Act; or (e) knowingly provides the Commissioner with information that is false or misleading in any material particular, shall commit an offence and shall, on conviction, be liable to a fine not exceeding 50,000 rupees. (2) Any person who knowingly gives false or misleading information in any material particular in his application for a credit facility under section 10 shall commit an offence and shall, on conviction, be liable to a fine not exceeding 50,000 rupees. (3) Any person who fails to comply with, or contravenes, any other provision of this Act shall commit an offence and shall, on conviction, be liable to a fine not exceeding 50,000 rupees.