Section 60: Avoidance of restrictions

60. Avoidance of restrictions (1) Where a certificate of insurance has been issued under section 57 (3) to the person by whom a policy has been effected, so much of the policy as purports to restrict the insurance of the persons insured by reference to— (a) the age, physical or mental condition of a person driving the vehicle; (b) the fact that a person driving the vehicle is not licensed to drive a motor vehicle; (c) the fact that a person driving the vehicle does so without the owner’s consent; (d) the condition of the vehicle; (e) the number of persons that the vehicle carries; (f) the weight or physical characteristics of the goods that the vehicle carries; (g) the time at which, or the areas within which, the vehicle is used; (h) the horse power, cubic capacity or value of the vehicle; (i) the transportation on the vehicle of a particular apparatus; or (j) the transportation on the vehicle of any particular means of identification other than that required under Part II, shall, as respects such liabilities as are required to be covered by a policy under section 57 (1) (b), be of no effect. (2) Nothing in this section shall require an insurer to pay any sum in respect of the liability of a person otherwise than in or towards the discharge of that liability. (3) Any sum paid by an insurer in or towards the discharge of any liability of a person which is covered by the policy by virtue only of this section shall be recoverable by the insurer from that person.