Section 77: Duties of banker as to crossed cheques
consolidated text (as at 2011, amended since). juris shows the text as it was consolidated; it does not confirm that this is the law in force today.
77. Duties of banker as to crossed cheques
(1) Where a cheque is crossed specially to more than one banker, except
when crossed to an agent for collection being a banker, the banker on whom
it is drawn shall refuse payment.
(2) Where the banker on whom a cheque is drawn which is crossed under subsection (1) nevertheless pays the same, or pays a cheque crossed
generally, otherwise than to a banker, or if crossed specially otherwise than
to the banker to whom it is crossed, or his agent for collection being a
banker, he is liable to the true owner of the cheque for any loss he may sustain owing to the cheque having been so paid.
(3) Where a cheque is presented for payment which does not at any time
of presentment appear to be crossed, or to have had a crossing which has
been obliterated, or to have been added to or altered otherwise than as
authorised by this Act, the banker paying the cheque in good faith and without negligence shall not be responsible or incur any liability, nor shall the
payment be questioned by reason of the cheque having been crossed, or of
the crossing having been obliterated or having been added to or altered otherwise than as authorised by this Act and of payment having been made
otherwise than to a banker or to the banker to whom the cheque is or was
crossed, or to his agent for collection being a banker, as the case may be.