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Bills Of Exchange Act

consolidated text (as at 2011, amended since). juris shows the text as it was consolidated; it does not confirm that this is the law in force today.

Later amending instruments held: Finance Act 2025 (Act No. 18 of 2025).

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Sections

  1. 1 Short title
  2. 2 Interpretation
  3. PART I: BILLS OF EXCHANGE
  4. 3 Bills of exchange
  5. 4
  6. 5 Address to drawee
  7. 6 Certainty required as to payee
  8. 7
  9. 8 Sum payable
  10. 9 Bill payable on demand
  11. 10 Bill payable at a future time
  12. 11 Omission of date in bill payable after date
  13. 12 Antedating and post-dating
  14. 13 Time of payment
  15. 14 Referee
  16. 15 Optional stipulations by drawer or indorser
  17. 16 Acceptance
  18. 17 Time for acceptance
  19. 18 General and qualified acceptance
  20. 19 Inchoate instruments
  21. 20 Delivery
  22. 21 Capacity of parties
  23. 22 Signature essential to liability
  24. 23
  25. 24 Signature by proxy
  26. 25 Person signing as agent or representative
  27. 26 Value and holder for value
  28. 27 Accommodation bill or party
  29. 28 Holder in due course
  30. 29 Presumption of value and good faith
  31. 30 Negotiation of bill
  32. 31 Requisites of a valid indorsement
  33. 32 Conditional indorsement
  34. 33 Indorsement in blank and special indorsement
  35. 34 Restrictive indorsement
  36. 35 Negotiation of overdue or dishonoured bill
  37. 36 Negotiation of bill to party already liable
  38. 37 Rights of holder
  39. 38
  40. 39 Time for presenting bill payable after sight
  41. 40 Rules as to presentment
  42. 41 Non-acceptance
  43. 42 Dishonour by non-acceptance
  44. 43 Duties as to qualified acceptance
  45. 44 Rules as to presentment for payment
  46. 44A
  47. 45 Delay of non-presentment for payment
  48. 46 Dishonour by non-payment
  49. 47 Protest of bill
  50. 48 Notice of protest and effect of non-notice
  51. 49 Rules as to notice of protest
  52. 50 Excuses for non-protest, non-notice and delay
  53. 51 Duties of holder as regards drawee or acceptor
  54. 52 Funds in hands of acceptor
  55. 53 Liability of acceptor
  56. 54 Liability of drawer or indorser
  57. 55 Stranger signing bill liable as indorser
  58. 56 Damages against parties
  59. 57 Transferor by delivery and transferee
  60. 58 Payment in due course
  61. 59 Acceptor the holder at maturity
  62. 60 Express waiver
  63. 61 Cancellation
  64. 62 Alteration of bill
  65. 63 Acceptance for honour supra protest
  66. 64 Liability of acceptor for honour
  67. 65 Presentment to acceptor for honour
  68. 66 Payment for honour supra protest
  69. 67 Holder’s right to duplicate of lost bill
  70. 68 Action on lost bill
  71. 69 Rules as to sets
  72. 70 Rules where laws conflict
  73. PART IA: ELECTRONIC BILLS OF EXCHANGE
  74. 70A Legal recognition of electronic bills of exchange inserted by The Finance Act 2025
  75. 70A Legal recognition of electronic bills of exchange inserted by 18 THE FINANCE ACT 2025
  76. 70B Validity of electronic bill of exchange inserted by The Finance Act 2025
  77. 70B Validity of electronic bill of exchange inserted by 18 THE FINANCE ACT 2025
  78. 70C Control and possession of electronic bill of exchange inserted by The Finance Act 2025
  79. 70C Control and possession of electronic bill of exchange inserted by 18 THE FINANCE ACT 2025
  80. 70D Criteria for a reliable system inserted by The Finance Act 2025
  81. 70D Criteria for a reliable system inserted by 18 THE FINANCE ACT 2025
  82. 70E Endorsement or amendment of an electronic bill of exchange inserted by The Finance Act 2025
  83. 70E Endorsement or amendment of an electronic bill of inserted by 18 THE FINANCE ACT 2025
  84. 70F Conversion into electronic bill of exchange or paper bill of inserted by The Finance Act 2025
  85. 70F Conversion into electronic bill of exchange or paper inserted by 18 THE FINANCE ACT 2025
  86. 70G Regulations inserted by The Finance Act 2025
  87. 70G Regulations inserted by 18 THE FINANCE ACT 2025
  88. PART II: CHEQUES ON A BANKER
  89. 71 Cheques
  90. 72 Presentment of cheque for payment
  91. 73 Revocation of banker’s authority
  92. 74 General and special crossings
  93. 75 Crossing by drawer or after issue
  94. 76 Crossing a material part of cheque
  95. 77 Duties of banker as to crossed cheques
  96. 78 Protection to banker and drawer
  97. 79 Effect of crossing on holder
  98. 79A Non-transferable cheques
  99. 80 Protection to collecting banker
  100. PART III: PROMISSORY NOTES
  101. 81 Promissory notes
  102. 82 Delivery necessary
  103. 83 Liability of parties
  104. 84 Liability of maker
  105. 85 Application of Part I
  106. PART IV: MISCELLANEOUS
  107. 86 Accepted accounts
  108. 87
  109. 88 Limitation
  110. 89 Saving