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Hire Purchase and Credit Sale Act

consolidated text (as at 2016, amended since). juris shows the text as it was consolidated; it does not confirm that this is the law in force today.

Later amending instruments held: Finance Act 2025 (Act No. 18 of 2025).

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Sections

  1. 1 Short title
  2. 2 Interpretation
  3. 3 Application of Act
  4. 4 Requirements for agreement
  5. 5 Right of hirer to determine agreement
  6. 5A Right of buyer to determine agreement
  7. 6 Avoidance of certain provisions
  8. 7 Duty of dealers to inform
  9. 8 Duty of hirer to inform
  10. 9 Implied conditions and warranties
  11. 10 Appropriation of payments
  12. 11 Right to recover possession and claim payment
  13. 11A Payment of instalment under credit sale agreement
  14. 12 Powers of Court in actions by dealers
  15. 13 Postponement of order for delivery
  16. 14 Postponed orders
  17. 15 Powers of Court to deal with payments
  18. 16 Successive hire purchase agreements
  19. 17 Bankruptcy of hirer
  20. 18 Hirer’s refusal to surrender goods
  21. 19 Installation charges
  22. 20 Embezzlement
  23. 20A Advertisements
  24. 21 Exemption from registration
  25. 23 Regulations
  26. 24 Offences
  27. 25 Authorised officers
  28. FOURTH SCHEDULE
  29. 1 Air conditioners and parts and accessories thereof
  30. 2 Air tickets
  31. 3
  32. 4 Articles and equipment for general physical exercises, gymnastics, athletics
  33. 5 Audio Cassette/Hi-fi
  34. 6 Bicycles and tricycles
  35. 7 Ceramic tiles
  36. 8 Chandeliers and other electric ceiling and wall lighting fittings and parts and
  37. 9 Clocks and watches
  38. 10 Compact disc players
  39. 11 Computers and parts and accessories thereof
  40. 12 Decoding units providing television services
  41. 13 Electrical tools and parts and accessories thereof
  42. 14 Encyclopaedias and dictionaries
  43. 15 Floor coverings
  44. 16 Furniture (including mattresses) and parts and accessories thereof
  45. 17 Generators and parts and accessories thereof
  46. 18 Glasswares and porcelaine wares
  47. 19 Jewellery [gold and silver]
  48. 20 Kitchenware and articles of cutlery
  49. 21 Lawnmowers
  50. 22 Musical instruments and parts and accessories thereof
  51. 23 Outboard motors and marine engines
  52. 24 Photocopying apparatus and parts and accessories thereof
  53. 25 Photographic cameras and parts and accessories thereof
  54. 26 Pool tables and accessories thereof
  55. 27 Radio receiving and transmitting sets
  56. 28 Record players
  57. 29 Sanitaryware and fittings [including sink units and bathroom fittings]
  58. 30 Sewing and embroidery machines [whether electrical or not] and parts and
  59. 31 Television receiving sets; Television aerials and parts and accessories
  60. 32
  61. 33 Travelling bags, suitcases, executive-cases and briefcases
  62. 34 Typewriters, calculating and accounting machines
  63. 35 Video apparatus
  64. 36 Video camera
  65. 37 Video games of a kind used with a television receiver
  66. 38 Water storage tanks
  67. 39 Wheeled toys [including tricycles, scooters and cars whether propelled by