Section 65: Claims by third parties not affected

65. Claims by third parties not affected (1) Where a certificate of insurance has been issued, under section 57 (3), to the person by whom a policy has been effected, the occurrence, in relation to any person insured by the policy, of such event as is mentioned in section 62 (1) or (2) shall, notwithstanding this Act, not affect such liability of that person as is required to be covered by a policy under section 57 (1) (b). (2) Nothing in this section shall affect any rights against the insurer conferred, under sections 67 to 69, on the person to whom the liability was incurred.